Roofing questions, answered

These are the roofing questions homeowners ask us most before they sign, with straight answers. If yours is not here, call or text 352-605-2527.

How much does a new roof cost?

It depends on the size of the roof, its pitch and the system you choose. The instant estimate measures your roof from aerial imagery and emails you a starting price for every way we could build it, in shingle, metal and concrete tile, in a few minutes. Your exact price comes in writing after we walk the roof.

How fast do I get my estimate?

In a few minutes, by email, with a starting price for each way we could build your roof. Your exact price comes in writing after we walk the roof.

How long does a roof replacement take?

Most shingle homes take a day or two on the roof. Metal and tile take longer. You get the schedule when you sign, and weather and the county inspection can move it.

Do you tear off the old roof?

Yes. Every shingle, metal and tile replacement we do comes off down to the deck, and rotten decking is replaced before the new roof goes on, unless you ask for a layover where code allows. A metal roof-over on a mobile home goes over the existing roof by design.

Do you charge for an inspection?

Never. Coming out to look at your roof is always free. You only pay for work you approve, priced in writing before we start.

Do you pull the permit?

Yes. We pull every permit, schedule every inspection and close the permit out when the job passes. It is part of the price.

Are you licensed and insured?

Yes. Florida Certified Roofing Contractor, license CCC1337501, statewide. Look it up at myfloridalicense.com, and look up every contractor you talk to. We send a certificate of insurance on request.

What warranty do I get?

The manufacturer's warranty on the materials, plus our own written workmanship warranty for the lifetime of the roof on fully replaced shingle, metal and tile roofs. The Economy package and roof-overs carry five years, low slope membrane ten. It goes to the buyer automatically if you sell, free and with no paperwork.

Should I repair my roof or replace it?

As a rule of thumb, if the roof is young and the damage is in one place, a repair makes sense. An older roof, or damage across the roof, usually calls for replacement. We tell you which one you have, and we do not push a replacement when a repair will hold.

Will insurance pay for a new roof?

Whether your policy covers it is a question for your insurance company. If you file a claim, we write an itemized estimate of the work.

Will a new roof lower my insurance?

Often, through wind mitigation credits. A new roof brings the covering, the deck nailing and the secondary water barrier up to current code, and those are where most credits come from. On our Essential, Preferred, Signature and metal roofs, the wind mitigation inspection is included in your price: once the roof passes final inspection and is paid, we set it up with a licensed inspector.

Can I finance a roof?

Yes, two ways. Wisetack is a monthly payment loan based on your credit. Ygrene PACE is based on your home's equity and repaid through your property taxes. See financing for the facts on each.

What happens to my yard?

We clean up as we go and run a magnet sweep for nails when we finish. Every job ends with a final walk-through.

Who will I be dealing with?

Scotti Family Roofing is locally owned and operated, and the owners are personally involved in every job. A local team, no franchise.

Which areas do you cover?

Ten counties across West Central Florida. See the service area.

See what your roof costs

Five quick questions, and a starting price for every way we could build your roof lands in your inbox in minutes.

Or book a free inspection