Roof Now. Pay Monthly.
A new roof should not wait on the right month. Spread the cost into low monthly payments, check your rate in seconds, and keep your savings where they are. Rates from 0% APR.
Checking your rate will not affect your credit score.
Check Your Rate in Under a Minute
We partner with Wisetack to offer simple, transparent financing on the work we do. No paper applications, no waiting on a bank. Enter your mobile number, verify a code, and see real monthly payment options right on your phone. There is no obligation, and checking does not affect your credit score.
How It Works
- Check your rate. Tap the button, enter your mobile number, and see what you prequalify for. Soft credit check only, no score impact.
- Pick the plan that fits. Review your monthly payment options and choose the term that works for your budget.
- Get your roof. Once you accept, we schedule the work. You pay over time instead of all at once.
Why Homeowners Finance Their Roof
- Rates from 0% APR. Qualified homeowners can access promotional 0% APR options.
- No hidden fees. No prepaid finance charges, no participation fees, no prepayment penalty. Pay it off early whenever you want.
- Keep your cash reserves. Handle a storm-damaged or aging roof now without draining savings or an emergency fund.
- Fast and simple. Most homeowners see their options in under a minute, no branch visit, no stack of paperwork.
- Use it for any of our work. Full reroofs, repairs, and storm restoration all qualify.
Don't Let a Roof Wait
In Florida, a roof that is past its life is not just cosmetic. Insurers tighten or drop coverage on older roofs, and a small leak during storm season turns into decking, insulation, and drywall damage fast. Financing lets you fix it on your timeline instead of waiting for the problem to force your hand.
FAQ
Does checking my rate affect my credit score?
No. Checking your rate is a soft credit check that does not affect your credit score. You only move to a full application if you decide to accept an offer.
How fast can I get approved?
Most homeowners check their rate and see real monthly payment options in under a minute. You enter your mobile number, verify a code, and see what you prequalify for right away.
Is there a penalty to pay it off early?
No. There are no hidden fees, no prepaid finance charges, and no prepayment penalties. You can pay your balance off early at any time.
What can I use it for?
Any of our work, including full reroofs, repairs, and storm damage restoration. If you are paying for roofing work with Scotti Family Roofing, you can apply to finance it.
Who actually provides the loan?
Financing is provided through Wisetack and its lending partners. All financing is subject to credit approval and your terms may vary based on the amount requested and your creditworthiness.
All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. Offers range from 0% to 35.9% APR based on amount requested and creditworthiness. Not all merchants and lenders participate in 0% interest programs. State interest rate caps may apply. No prepaid finance charges or participation fees.
Ready When You Are
Check your rate now, or get a free estimate first. No pressure either way.