How much does a roof replacement cost in Tampa?

Updated October 8, 2026

Your roof replacement cost in Tampa depends on the size of your roof, its pitch, the condition of the deck and the material you choose. Our instant estimate measures your roof from aerial imagery and emails you a starting price for every way we could build it, in shingle, metal and concrete tile, in a few minutes. Your exact price comes in writing after we walk the roof.

What drives the price

  • Roof size. Roofers price by the square, 100 square feet of roof surface. Valleys, hips and pitch make your roof larger than your floor plan.
  • Pitch and complexity. A steeper roof is slower and needs more safety equipment. Valleys and dormers add time.
  • The material. Shingle costs least up front. Metal and concrete tile cost more and last longer.
  • Tear-off. The Florida Building Code allows no more than two layers of roofing, and most replacements here are a full tear-off.
  • The deck. Once the old roof is off, rotten or soft wood has to be replaced before the new roof goes down.
  • The permit. Every reroof in Hillsborough County needs one. A reputable contractor includes it in the written price.

For the whole picture, see how much a new roof costs in Florida.

The Hillsborough County permit

Every residential reroof in Hillsborough County needs a permit. Your licensed roofer pulls it before work starts, and the county inspects the roof, which documents that it meets the Florida Building Code. That record also supports a wind mitigation inspection.

Be wary of any contractor who offers to skip the permit to save money. Unpermitted work can make your home harder to sell and harder to insure. Ask to see the permit before work starts.

What the quote should include

  • Materials: shingles, underlayment, flashing, drip edge and ridge cap
  • Labor for the tear-off and the new roof
  • Disposal of the old roof
  • The permit and inspections
  • The manufacturer's warranty and the contractor's workmanship warranty, with how long each lasts
  • A start date and how long the job will take

If a quote is missing any of these, ask for a revised one.

Impact rated shingles and insurance

A Class 4 impact rated shingle costs more up front, and some insurers discount an impact rated roof; ask yours what it would save. A new permitted roof can also lower your premium through wind mitigation credits.

Financing

Two ways to pay over time: Wisetack monthly payments based on your credit, or Ygrene PACE, repaid through your property taxes. See financing.

How long does a roof replacement take?

You get the schedule when you sign. Weather and the county inspection can move it.

Does homeowners insurance cover roof replacement?

Whether your policy covers it is a question for your insurance company. If you file a claim, we write an itemized estimate of the work.

Do I need a permit to replace my roof in Hillsborough County?

Yes, every reroof needs one. We pull the permit, meet the county inspections and close it out, and it is in every package price. See our guide to Hillsborough reroof permits.

How do I know if I need a new roof or just a repair?

A young roof with damage in one place is usually a repair. An older roof with widespread granule loss, several leaks or soft decking usually needs replacing. Our inspection is always free.

The service: Roof replacement

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